Cost Guides15 min read
Whole-House Remodel Cost in Lubbock, TX: Per Square Foot by Scope (2026)
What a whole-house remodel costs in Lubbock in 2026: cosmetic, mid-range, and full gut pricing per square foot, a worked budget for a 1960s brick ranch, what older homes hide, contingency, phasing, and permits.

A mid-range whole-house remodel in Lubbock costs about $50 to $100 per square foot in 2026, or roughly $100,000 to $200,000 for a 2,000 square foot home. A cosmetic refresh of paint, flooring, lighting, and fixtures runs $15 to $40 per square foot, and a full gut down to the studs runs $100 to $200 or more. Where your house lands depends on how many kitchens and baths you redo and on what the walls hide. Most Lubbock homes that need this kind of work were built between the 1950s and the 1980s, and old drains, galvanized pipe, tired wiring, and slab movement are what push a budget from the low end to the high end.
On this page
- 01What a Whole-House Remodel Costs in Lubbock (2026)
- 02Cosmetic, Mid-Range, or Full Gut: Scope, Timeline, and Phasing
- 03Where the Money Goes in a Whole-House Remodel
- 04The Lubbock Factor: What 1950s to 1980s Homes Hide
- 05Lead Paint and Asbestos in Pre-1980 Lubbock Homes
- 06Worked Example: A 1,800 Square Foot 1960s Brick Ranch
- 07How Much Contingency to Budget for a Whole-House Remodel
- 08Is a Whole-House Remodel Worth It, or Should You Build New?
- 09Permits, Inspections, and Timeline in Lubbock
- 10How to Get an Accurate Whole-House Remodel Quote
- 11A Note from Nextgen Blueprint
- 12Frequently asked questions
What a Whole-House Remodel Costs in Lubbock (2026)
Whole-house remodels are easiest to compare per square foot of the home, and the tier you choose sets the rate. These are 2026 budgeting ranges for the Lubbock market and cover a complete, permitted job by a general contractor, including labor, materials, and mid-range finishes for each tier. They do not include a new roof, foundation repair, or an addition, and below the full gut tier they do not include a new HVAC system. Those are priced separately below.
National guides land in the same territory. This Old House, citing Angi data in a March 2026 update, puts whole-house renovations at about $15 per square foot at the low end, $60 in the middle, and $150 at the high end, and it puts permits and inspections at $500 to $2,500. Our Lubbock tiers bracket those national midpoints.
- Mid-range renovation
- $50 to $100 per sq ft
- 2,000 sq ft mid-range total
- $100,000 to $200,000
- Cosmetic refresh
- $15 to $40 per sq ft
| Scope | Cost per sq ft | 1,500 sq ft home | 2,000 sq ft home | 2,500 sq ft home |
|---|---|---|---|---|
| Cosmetic whole-home refresh | $15 to $40 | $22,500 to $60,000 | $30,000 to $80,000 | $37,500 to $100,000 |
| Mid-range renovation | $50 to $100 | $75,000 to $150,000 | $100,000 to $200,000 | $125,000 to $250,000 |
| Full gut renovation | $100 to $200+ | $150,000 to $300,000+ | $200,000 to $400,000+ | $250,000 to $500,000+ |
Cosmetic, Mid-Range, or Full Gut: Scope, Timeline, and Phasing
The three tiers are not just cheaper and pricier versions of the same job. Each one touches a different layer of the house, and that sets the timeline and whether you can stay home.
A cosmetic refresh keeps the layout, the cabinets' footprint, and the systems. It replaces what you see: paint, flooring, light fixtures, plumbing fixtures, hardware, and sometimes counters or cabinet fronts. A mid-range renovation adds new kitchen and bathrooms and updates the plumbing and electrical while the rooms are open. A full gut takes the interior to the studs, changes the layout, and replaces the systems, insulation, and drywall, which is when it starts to compete with building new.
Whatever the tier, the order of work decides whether a remodel lasts. Structure and systems come first, then the surfaces that cover them, so nothing new gets torn out to fix something old. A sound sequence for a whole-house remodel in Lubbock looks like this:
- Assess: foundation evaluation, drain camera, electrical service review, and lead or asbestos testing on pre-1980 homes.
- Design and permit: plans, selections, an itemized quote by room and trade, and City permits for structural, electrical, plumbing, and mechanical work.
- Fix the envelope: foundation repair and any roof work before the interior, especially ahead of hail season.
- Rough-in: repipe, rewire, panel, ductwork, and insulation while the walls and ceilings are open, then inspections.
- Close up and finish: drywall, cabinets, tile, trim, paint, and flooring last, so new floors are not damaged by earlier trades.
| Tier | Typical scope | Timeline | Living at home |
|---|---|---|---|
| Cosmetic refresh | Paint, flooring, lighting, fixtures, hardware; layout unchanged | 1 to 3 months | Usually yes, room by room |
| Mid-range renovation | New kitchen and baths, flooring, paint, lighting, plumbing and electrical updates | 3 to 6 months | Often, with phasing and one working bath |
| Full gut renovation | Studs out, layout changes, new systems, insulation, and custom finishes | 6 to 12 months | Rarely; plan to move out |
Where the Money Goes in a Whole-House Remodel
The kitchen and bathrooms carry the highest cost per square foot in the house, so the number of them you redo moves the total more than the size of the home. A 1,500 square foot house with two baths and a full kitchen can cost more to remodel than a 2,200 square foot house where the kitchen stays. These published 2026 Lubbock ranges are the building blocks most whole-house quotes are made of:
- Kitchen: a mid-range kitchen remodel runs $25,000 to $50,000, and a cosmetic refresh starts near $15,000.
- Bathrooms: a mid-level full bath runs $12,400 to $26,600 each.
- Flooring: about $12,000 to $23,000 for 1,500 square feet of LVP with tile in the baths.
- Interior paint: $5,500 to $11,000 for a 2,000 square foot home, walls, ceilings, and trim.
- Plumbing: a whole-house PEX repipe runs $4,000 to $15,000, and a drain camera inspection $150 to $800.
- Electrical: a 100 to 200 amp panel upgrade runs $2,000 to $5,000, lighting upgrades $1,500 to $8,000, and a whole-house rewire $8,000 to $25,000.
- Layout: opening a load-bearing wall into an open floor plan runs $10,000 to $30,000 finished.
- Systems while the walls are open: water treatment, filtration, fresh-air ventilation, and structured wiring run $5,000 to $30,000.
The Lubbock Factor: What 1950s to 1980s Homes Hide
Lubbock's housing is younger than many Texas cities, but not by as much as people assume. The Census Bureau's 2024 American Community Survey estimates put the median Lubbock home at 1986, with about 54,600 of roughly 124,400 homes, or 44 percent, built before 1980. More than a third were built from 1950 through 1979, the brick ranch era. Those are the houses most likely to need a whole-house remodel, and they share a predictable list of problems behind the drywall.
Plumbing comes first. Many homes from this era have galvanized steel supply lines, which corrode from the inside and lose pressure, and cast iron drains under the slab, which can rust through or crack. A camera inspection before demolition tells you whether the drains can stay. The City of Lubbock says every public and private service line it inventoried came back lead free, but it classifies some galvanized private lines as galvanized requiring replacement under the EPA's 2024 lead rule, and the homeowner owns that private line. You can check your address on the City's GRR map or call Water Utilities at 806-775-3836.
Wiring is next. The Consumer Product Safety Commission has tied aluminum branch wiring installed between 1965 and 1973 to fire hazards at outlets and switches. Older houses also tend to have two-prong outlets with no ground wire, decades of add-on circuits, and 100 amp or smaller services that cannot carry a modern kitchen and central air. Our electrical panel upgrade cost guide covers those fixes.
Then the slab. Lubbock's expansive clay moves foundations through wet and dry years, and older slabs often show it as sticking doors and diagonal drywall cracks. New tile and cabinets on a moving slab crack again, so check the foundation first. Most repairs run $3,000 to $10,000, as our foundation repair cost guide explains.
- Lubbock homes built before 1980
- About 44 percent
- Median Lubbock home built
- 1986
- CPSC aluminum wiring window
- 1965 to 1973
| What turns up | Common in | Typical Lubbock cost to fix |
|---|---|---|
| Galvanized steel supply lines | 1950s and 1960s homes | $4,000 to $15,000 for a PEX repipe |
| Cast iron drains under the slab | Pre-1980 homes | $150 to $800 camera inspection, then priced by length |
| Aluminum branch wiring or ungrounded circuits | 1965 to 1973 wiring; older homes | $8,000 to $25,000 for a full rewire |
| Undersized electrical service | 60 to 100 amp homes | $2,000 to $5,000 for a 200 amp upgrade |
| Slab movement | Homes on expansive clay | $3,000 to $10,000 for most repairs |
Lead Paint and Asbestos in Pre-1980 Lubbock Homes
Federal law changes how a contractor works in an older house. The EPA's Renovation, Repair, and Painting rule applies to anyone paid to disturb painted surfaces in a home built before 1978, and every firm doing that work, including a one-person shop, must be EPA lead-safe certified. The rule exempts only small jobs that disturb six square feet or less of paint per room inside or 20 square feet or less outside, and it always covers window replacement and demolition of painted surfaces. A whole-house remodel is never a small job. The EPA estimates that about three-quarters of U.S. homes built before 1978 still contain some lead-based paint, and it lets you look up certified firms online.
Asbestos follows a different path. The EPA lists vinyl floor tiles and their adhesives, vermiculite attic insulation, textured paint and patching compounds, and some roofing and siding shingles among the places it can turn up, and it says remodeling can release fibers from them. Its advice is to have a trained, accredited professional take samples before you renovate, and not to sample yourself. Texas's asbestos licensing rules in 25 TAC Chapter 296 do not apply to a single private residence, so those rules do not require a survey before you remodel your own house. That makes testing a decision for you and your contractor, and on a pre-1980 home it belongs in the plan before demolition. This is general information, not legal advice.
Worked Example: A 1,800 Square Foot 1960s Brick Ranch
Here is how a mid-range budget comes together for a typical Lubbock house: an 1,800 square foot, three-bedroom, two-bath brick ranch from the early 1960s on a slab, with its original kitchen, galvanized supply lines, and a 100 amp panel. The owners want a new kitchen, two new baths, new floors and paint throughout, and the systems brought up to date while the walls are open. The roof was replaced after a recent hail claim, and the foundation checks out.
The line items below use the published Lubbock ranges for each trade. With a 15 percent contingency, the total lands at about $86,000 to $191,000, or roughly $48 to $106 per square foot, which is right in line with the $50 to $100 mid-range band. The kitchen and baths are almost two-thirds of the low estimate, which is why finish choices in those three rooms decide where in the range you finish.
| Line item | Budget range |
|---|---|
| Kitchen, mid-range remodel | $25,000 to $50,000 |
| Two mid-level full baths | $24,800 to $53,200 |
| Flooring, living areas and bedrooms | $12,000 to $23,000 |
| Interior paint, walls, ceilings, and trim | $5,500 to $11,000 |
| Whole-house PEX repipe | $4,000 to $15,000 |
| Drain camera inspection | $150 to $800 |
| 100 to 200 amp panel upgrade | $2,000 to $5,000 |
| Lighting upgrades | $1,500 to $8,000 |
| Subtotal | $74,950 to $166,000 |
| 15 percent contingency | $11,200 to $24,900 |
| Total | About $86,000 to $191,000 |
How Much Contingency to Budget for a Whole-House Remodel
A contingency is money you set aside, not money you plan to spend. It covers what nobody can see until the walls and floors are open: a rotted subfloor at the tub, a cracked drain, a junction box buried in a wall, or a beam that turns out to need a bigger header. This Old House, quoting a renovation expert, suggests adding 10 to 15 percent to a quote for the unexpected.
We would use that range for cosmetic work and for homes built since the 1990s. For a pre-1980 Lubbock house where walls, floors, and plumbing will be opened, plan closer to 15 to 20 percent until the camera inspection, the foundation check, and any lead or asbestos testing are done. Keep the contingency separate from finish allowances. If you upgrade the tile, that is a change order, not a surprise.
- Newer homes or cosmetic scope
- 10 to 15 percent
- Pre-1980 homes, walls opened
- 15 to 20 percent
Is a Whole-House Remodel Worth It, or Should You Build New?
Remodeling usually wins when the foundation, structure, and location are good. A mid-range remodel at $50 to $100 per square foot costs well under the $140 to $220 per square foot of a new Lubbock home before land, and you keep a lot in an established neighborhood that may not have open lots at all. Our cost to build guide breaks down the new-construction side.
The math tightens at the top. A full gut at $100 to $200 or more per square foot can approach new-build cost while keeping an older slab, older framing, and the original floor plan's limits. If a gut quote comes in near new-build pricing, price both side by side. Another honest check is the neighborhood: a remodel that pushes your house far past the rest of the street may not come back at resale, so build for how long you plan to stay.
Permits, Inspections, and Timeline in Lubbock
The City of Lubbock defines remodeling as any interior alteration to an existing home, and it requires permits for any work that makes structural, electrical, plumbing, or mechanical changes: removing walls, replacing windows, adding circuits, moving fixtures or water and drain lines, and changing ductwork. Paint, flooring, and cabinets alone do not need one. A mid-range remodel almost always needs a building permit plus electrical, plumbing, and mechanical permits, each followed by inspections. As of October 2026, the City enforces the 2021 International Residential Code and the 2020 National Electrical Code.
The City lets homestead owners pull structural, plumbing, and mechanical permits for work they do themselves, but electrical permits must come from a licensed electrical contractor. Contractors must register with Building Safety and carry at least $100,000 in liability insurance or a $20,000 bond. Permit fees are small next to the job, starting at a $75 minimum, and our Lubbock building permit guide covers fees and inspections. Design, engineering, and permits typically add several weeks before construction starts.
How to Get an Accurate Whole-House Remodel Quote
For a first ballpark, our free instant estimate returns a range in under a minute. Before you compare real bids, make sure every contractor is pricing the same job:
- Ask for a quote itemized by room and by trade, with allowances for cabinets, tile, fixtures, and flooring written in dollars.
- Ask what testing happens before demolition: drain camera, foundation evaluation, electrical service review, and lead or asbestos sampling.
- Confirm which permits each bidder will pull and that the electrical permit comes from a licensed electrical contractor.
- For a house built before 1978, ask for the EPA lead-safe firm certification.
- Get change-order pricing for common finds like cast iron, galvanized pipe, and aluminum wiring before you sign.
- Ask for a written schedule that shows the phases, the inspections, and whether you can stay home during each one.
- Tie payments to completed milestones, not to dates.
A Note from Nextgen Blueprint
This guide was researched and published by Nextgen Blueprint, a Lubbock design-build contractor. Our whole-home remodel team plans structure, systems, and finishes as one project, starting with the foundation and the parts of the house you will not see at the end. Treat these numbers as 2026 Lubbock-market budgeting ranges, not a quote, since the real figure depends on your house, its age, what the walls hide, and the finishes you choose. Pricing, permit, and code details were accurate as of October 2026. For a real number, we will walk the house, check the slab and systems, and return a written quote itemized by room and trade.
Frequently asked questions
How much does a whole house remodel cost in Lubbock?
How much does it cost to remodel a 2,000 square foot house?
How much does it cost to gut and remodel a house?
How much contingency should I add to a whole-house remodel budget?
Can you live in a house during a whole-house remodel?
Is it cheaper to remodel or build new in Lubbock?
Do I need a permit to remodel my whole house in Lubbock?
Should an older Lubbock home be tested for lead or asbestos before remodeling?
Sources and further reading
- [1]Census Reporter: Year Structure Built, Lubbock, TX (ACS 2024 1-year)
- [2]U.S. EPA: Lead Renovation, Repair and Painting Program
- [3]U.S. EPA: Renovation, Repair and Painting Program for Contractors
- [4]U.S. EPA: Learn About Asbestos
- [5]U.S. EPA: Protect Your Family from Exposures to Asbestos
- [6]25 Tex. Admin. Code Section 296.1: Asbestos rules, general provisions
- [7]U.S. CPSC: CPSC Testifies on Residential Aluminum Wiring
- [8]City of Lubbock Building Safety: Residential Permitting
- [9]City of Lubbock Building Safety: FAQs
- [10]City of Lubbock Water Utilities: Water Service Line Inventory
- [11]This Old House: How Much Does a Home Renovation Cost?
Written by
John Paul, Founder, Nextgen Blueprint
John Paul founded Nextgen Blueprint with his father-in-law, a Lubbock-area general contractor with 30+ years of experience. They build healthy, natural homes for Lubbock families, and approach every project with the kind of care and attention to detail most contractors save for their own home.
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Filed under Cost Guides. What home projects actually cost in Lubbock, line by line.


